Roth IRA Conversion  
When Congress created the Roth IRA, millions of Americans who already had traditional IRAs faced a new decision: “Should I convert to a Roth IRA?” Traditional IRAs feature deductible contributions, and withdrawals are taxed as income. Roth IRA contributions, on the other hand, are not tax deductible, although qualified withdrawals of both contributions and earnings from a Roth IRA are free of federal income tax. One issue to consider is that if you convert your traditional IRA to a Roth IRA, you will owe current federal income tax on the amount you convert. This calculator is designed to help you determine whether you should consider converting to a Roth IRA.
     

1. What is your current age?

2. What is the current balance of your IRA?

$

3. What pre-tax return do you expect on your IRA investments (0 to 10 percent)?

%

4. What marginal tax bracket do you expect to be in during your working years?

5. At what age do you expect to begin withdrawing funds from your IRA? (Enter a number between 60 and 70, but at least five years from your current age.)

6. What pre-tax return do you expect on your investments once withdrawals begin (0 to 10 percent)?

%

7. What marginal tax bracket do you expect to be in during your retirement years?

 
   
   
FSC Securities Corporation
22 Elm Street • Worcester, MA • 01608
Phone: 508-831-9500
Toll Free: 800-370-1718
Fax: 508-797-4030


Dudley Office Location


New Lakeside & Dudley Insurance Agency
12 Airport Road
Dudley, MA. 01571

Phone: 508-943-0090
Toll Free: 866-366-6435
Fax: 508-943-3917

The Feingold Companies is a full-service organization in which offers insurance and employee benefit services through affiliated companies. All individuals listed are affiliated with The Feingold Companies and offer insurance and employee benefit services through Feingold Insurance Agency, Feingold Financial Management and Feingold Employee Benefit Services.

Saul Feingold, David Dimenstein, Jed Brandes & Elisa Lindley offer securities and advisory services through FSC Securities Corporation Member FINRA/SIPC and a registered investment adviser. No other individuals named may offer securities products or services nor are affiliated with FSC Securities Corporation. The Feingold Companies are not affiliated with FSC Securities Corporation or registered as a broker-dealer or investment adviser.

Please be advised that the above referenced New Lakeside and Dudley Insurance Agency only offers insurance related products and services. This office does not contain individuals who are licensed or registered to sale or promote securities related products. If you are interested in receiving securities related products and services please visit or contact our Worcester Office location only.