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Business owners policies are generally designed to meet common insurance needs that many small businesses have, and they’re used by many businesses in Massachusetts. Whether a business owners policy will adequately protect your business depends largely on what coverages your business needs.
Most Massachusetts residents who purchase large boats that are taken out far from shore should have boat insurance that provides both property and liability protections. In fact, boat owners who finance their watercraft are frequently required to purchase a policy that at least covers their...
Many people have health savings accounts that they primarily use to pay for medical expenses. Sometimes, however, people want or need to use funds in these accounts for non-medical expenses. If you’re considering using money in a health savings account for non-medical expenses, here’s a look at...
A health reimbursement account (HRA) and a health savings account (HSA) are both financial accounts dedicated for medical expenses. They each offer employees in Massachusetts and other states tax benefits and encourage employees to be aware of their medical expenses, but these two types of...
Selecting a group health insurance plan to offer to employees is a major decision. It will affect both how well employees are covered for medical issues and, as a result, how highly they value their compensation package. If you’re in the process of comparing group health plans that your...
When setting up group benefits, Massachusetts business owners can usually decide how the costs of the benefits that their business offers will be split between the business and its employees. Many business owners decide to have their employees pay some of the costs associated with their...
Many business owners are tempted to put off business succession planning, focusing on their business’ immediate needs more than issues that are thought to be far off. Business owners, however, shouldn’t delay creating succession plans. If you own a business in Massachusetts, it’s probably wise...
For many people, spring in Massachusetts is a time when seasonal allergies set in. Lots of residents turn to allergy treatments in order to manage their symptoms. With the right documentation, many of these treatments can be paid for with a flexible spending account. Here are some that might be...
Developing a business strategy for surviving a disaster and resuming operations as quickly as possible is often a challenging task that requires insights and input from several people. If you own a business, here’s a look at who should be involved in your company’s business continuity planning.
Selecting a financial planning advisor is a major decision. After all, you’re entrusting your hard-earned savings to them. Here are some criteria to use when looking for a financial planner.