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Jewelry is a prized possession, and that’s why taking the proper steps to protect jewelry will keep your collection in quality condition for years - even decades - to come. For expensive jewelry, the best recommendation we can provide is to have your collection insured. However, there are other...
A health reimbursement account (HRA) and a health savings account (HSA) are both financial accounts dedicated for medical expenses. They each offer employees tax benefits and encourage employees to be aware of their medical expenses, but these two types of accounts differ in several significant...
Selecting a group health insurance plan to offer to employees is a major decision. It will affect both how well employees are covered for medical issues and, as a result, how highly they value their compensation package. If you’re in the process of comparing group health plans that your business...
Many business owners are tempted to put off business succession planning, focusing on their business’ immediate needs more than issues that are thought to be far off. Business owners, however, shouldn’t delay creating succession plans. If you own a business, it’s probably wise to start creating a...
When setting up group benefits, business owners can usually decide how the costs of the benefits that their business offers will be split between the business and its employees. Many business owners decide to have their employees pay some of the costs associated with their benefits. Doing this has...
For many people, spring is a time when seasonal allergies set in. Lots of residents turn to allergy treatments in order to manage their symptoms. With the right documentation, many of these treatments can be paid for with a flexible spending account. Here are some that might be considered qualified...
Developing a business strategy for surviving a disaster and resuming operations as quickly as possible is often a challenging task that requires insights and input from several people. If you own a business, here’s a look at who should be involved in your company’s business continuity planning.
Selecting a financial planning advisor is a major decision. After all, you’re entrusting your hard-earned savings to them. Here are some criteria to use when looking for a financial planner.
COBRA continuation coverage lets people who qualify keep their health insurance after their job ends, so it’s not surprising that people who receive a COBRA notice might think they’re job will soon be terminated. Getting a COBRA notice doesn’t necessarily mean you’ll be fired or laid off soon,...
It’s never too early to start retirement planning, and health care is likely to be one of the biggest expenses you will face. Understanding the difference between Flexible Spending Accounts (FSA) and Health Savings Accounts (HSA) can be a piece of your overall retirement strategy.