BARRIE KRAMER
Sharon Labay is by far the best insurance expert with a kindness that goes way beyond the business relationship. I have known her since 2000 and our phone conversations always end with me smiling and glad to have talked with her!
MELISSA LANDRY
I can't say enough about Sharon..she is currently working on my auto insurance to make sure I am not over paying. Her professionalism and quick response it great. Her knowledge on the insurance is vast so I feel very confident in my decision. I am so happy I was referred to Sharon.
DEBORA HILLIER
The folks at Feingold Insurance provided us with a competitive quote and it was tailored for our needs. We very much appreciate their prompt service as well. They return phone calls! That is something that everyone can appreciate for sure.
In addition to these coverages, recreational vehicle policies can also include several coverages that are more specific to recreational vehicles. Some other coverages that RV owners may want are:
Most RV policies offer coverage for personal belongings as an optional protection, because not everyone needs this coverage.
Some recreational vehicle owners already have coverage for their personal belongings -- even while those belongings are in their RV -- through their homeowners policy. Homeowners policies that include “worldwide coverage” for personal property, for instance, usually cover belongings regardless of where they are.
If personal property coverage is already provided by a homeowners policy, it’s usually not necessary to purchase duplicate coverage through an RV policy. Of course, when coverage isn’t provided by a homeowners policy, it’s wise to get coverage for personal belongings through an RV policy.
RV owners who are unsure if they need coverage for personal belongings should ask their insurance agent to review their homeowners policy. Their agent will be able to explain their current coverages and help them select the appropriate ones in an RV policy.
Just as auto insurance premiums vary a lot, recreational vehicle insurance costs also vary. How much a particular RV policy costs depends on many factors, including:
In general, Class A policies are the most expensive because they’re used to insure the largest RVs. Class B policies are usually the least expensive.
Massachusetts residents who own or will soon purchase a recreational vehicle can get quotes for RV insurance by contacting an independent insurance agent near them. Most agents who help drivers with auto insurance can also help RV owners with RV policies. There are qualified independent agents serving residents across the nation who can guide you through the process.
