Auto repair shops that have tow trucks
Independent operators who own tow trucks
Garage Service Coverage
Tow Truck Liability Coverage
Operating a tow truck requires a sizeable investment and involves considerable risks. Tow truck operators must consider the risks they face and protect their investment whenever possible. Tow truck insurance can play an important role in protecting Massachusetts wreckers from loss and liability.
Tow truck insurance is specialized commercial insurance for tow truck operators. Policies normally come as package policies that combine coverages together, which allows the insurance to protect against many of the risks that wreckers face.
Most Massachusetts businesses that provide towing services are required by state law to have minimum levels of towing insurance in place. In many cases, operators choose to purchase more coverage than is legally required so they’re better protected.
Some examples of businesses that might need this insurance include:
Car transport companies may also find that this insurance suits them well, although some transport companies will be better served by a different commercial insurance policy. An insurance agent who specializes in towing insurance can help transport companies determine what insurance is best for them.
BARRIE KRAMER
Sharon Labay is by far the best insurance expert with a kindness that goes way beyond the business relationship. I have known her since 2000 and our phone conversations always end with me smiling and glad to have talked with her!
MELISSA LANDRY
I can't say enough about Sharon..she is currently working on my auto insurance to make sure I am not over paying. Her professionalism and quick response it great. Her knowledge on the insurance is vast so I feel very confident in my decision. I am so happy I was referred to Sharon.
DEBORA HILLIER
The folks at Feingold Insurance provided us with a competitive quote and it was tailored for our needs. We very much appreciate their prompt service as well. They return phone calls! That is something that everyone can appreciate for sure.
Towing insurance can provide a range of coverages, offering a variety of standard and optional protections. Some of the more common coverages that towing operators might want to look for are:
Policies may offer still more coverages, which some tow truck operators might want.
Workers' compensation coverage generally protects against workplace injuries, and this is an obvious concern when operating a tow truck. Most Massachusetts businesses that employ workers are required to carry the coverage.
Not all towing policies offer workers compensation among their standard and optional coverages, though. Although some may, many others leave operators to purchase the coverage through a separate policy. An insurance agent who assists with towing policies can also help find a worker's compensation policy.
Towing policies are largely affordable when considered in light of a potential claim’s cost, but premiums for policies do vary. The following details are some of the items that frequently impact rates:
An independent insurance agent can help operators find out how much insurance will cost them. Independent agents are free to compare policies from multiple insurance companies, which makes it easy to select the right policy based on coverages and premiums.
For help insuring tow trucks in Massachusetts, contact the independent insurance agents at The Feingold Companies. Our agents are well-versed in this insurance, and they’ll work closely with you to find the best available tow truck insurance. With our assistance, you can be confident in what towing policy you select.
The Feingold Companies
Worcester Office
446 Main Street, Suite 1403
Worcester, MA 01608
Phone: (508) 831-9500
Fax: (508) 797-4030
New Lakeside & Dudley Insurance
446 Main Street, Suite 1403, Worcester, MA 01608
Phone: (508) 943-0090