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Selecting a group health insurance plan to offer to employees is a major decision. It will affect both how well employees are covered for medical issues and, as a result, how highly they value their compensation package. If you’re in the process of comparing group health plans that your business...
Many business owners are tempted to put off business succession planning, focusing on their business’ immediate needs more than issues that are thought to be far off. Business owners, however, shouldn’t delay creating succession plans. If you own a business, it’s probably wise to start creating...
When setting up group benefits, business owners can usually decide how the costs of the benefits that their business offers will be split between the business and its employees. Many business owners decide to have their employees pay some of the costs associated with their benefits. Doing this...
For many people, spring is a time when seasonal allergies set in. Lots of residents turn to allergy treatments in order to manage their symptoms. With the right documentation, many of these treatments can be paid for with a flexible spending account. Here are some that might be considered...
Developing a business strategy for surviving a disaster and resuming operations as quickly as possible is often a challenging task that requires insights and input from several people. If you own a business, here’s a look at who should be involved in your company’s business continuity planning.
Selecting a financial planning advisor is a major decision. After all, you’re entrusting your hard-earned savings to them. Here are some criteria to use when looking for a financial planner.
COBRA continuation coverage lets people who qualify keep their health insurance after their job ends, so it’s not surprising that people who receive a COBRA notice might think they’re job will soon be terminated. Getting a COBRA notice doesn’t necessarily mean you’ll be fired or laid off soon,...
Most businesses that offer health insurance to their employees receive an updated group plan from their insurance provider each year. Along with modified coverages, the updated plan also includes the plan’s new premium -- which is frequently higher than the previous years. Many businesses accept...
Mutual fund costs can dramatically impact the investment return on your fund over time. All investors should understand what revolves around sales charges and expenses. Controlling these costs and working with financial services specialists can work to increase your investment earnings and...
Many people have health savings accounts that they primarily use to pay for medical expenses. Sometimes, however, people want or need to use funds in these accounts for non-medical expenses. If you’re considering using money in a health savings account for non-medical expenses, here’s a look at...