We understand that people work hard to earn what they have, and we treat our customers’ assets as just that -- their own. You deserve to steer the ship when it comes to planning for and managing your wealth. Our main priority is to learn what our customers want from their futures, and to show them the right steps to take to help them achieve these goals.
Our financial services team members are able to provide the following services as Registered Representatives of Cambridge Investment Research Advisors, Inc. a Registered Investment Adviser.
Financial services that help people manage, grow and use their financial resources wisely. These services are offered by financial planners and advisors who offer information, guidance and recommendations.
There are many different types of financial services available to both individuals and businesses.
Both individuals and businesses (as well as nonprofits and government employers) stand to benefit from appropriate services. In most cases, services are used for two distinct reasons, although an individual or business might use services simultaneously for both reasons.
First, some services provide ongoing assistance with management or administrative tasks. Financial planning, money management, and retirement planning are individual services that provide people with continued support to help them achieve their lifelong financial goals. In the business realm, defined benefit plan administration, group benefits assistance, and Section 125 Cafeteria Plan administration are a few of the management services that help with ongoing tasks.
Second, other services offer assistance at major points of transition. For example, estate conservation helps individuals prepare their estate for when they pass away. Business continuity planning and business succession planning are similar, in that they help plan for the transition of a business when an owner leaves.
Finding a qualified financial planner or advisor can be challenging, for certain titles used in the industry aren’t highly regulated (or regulated at all). When looking for a knowledgeable professional to assist with and provide guidance on financial matters, people should seek out someone who is:
Additionally, it’s a good idea to look for a person or firm who will provide individualized attention, clearly explains different options, and expertly answers questions. The best advisors don’t just understand financial matters themselves, but they help their clients understand relevant details so that their clients can make informed choices.
Some large companies both have financial products they provide to clients and offer advice to clients. This arrangement, however, obviously presents a couple of issues. Such companies’ advisors may promote the company’s products over those offered by other companies. In some cases, advisors may not be allowed to offer another company’s products at all.
Smaller independent firms usually don’t have their own investment or insurance products. Instead, they offer clients the products created by large companies. Because independent firms aren’t beholden to any one company, though, they’re free to offer the best products available regardless of what company is offering them. This lets smaller, independent firms provide a more personalized level of service and better serve their clients.
People and businesses can find out more about the financial services that are available and how services might help them by contacting an independent firm that provides these services. Setting up a meeting with an advisor who works with such a firm gives people an opportunity to discuss in-person the services that might benefit them.